Terms of Service

The information and guidance provided through SmartSolveInsurance is for general informational purposes only. By using this service you acknowledge that the information provided is general in nature.

Our service does not replace the advice of a licensed insurance professional. For decisions about coverage, claims, or policy terms, you must consult a properly licensed insurance agent, broker, or attorney.

SmartSolveInsurance does not sell, quote, bind, underwrite, broker, or arrange insurance of any kind. We do not collect premiums, process applications, or issue policies.

SmartSolveInsurance is an independent information and referral service. We have no affiliation with any insurance company, carrier, agent, broker, or underwriter.

All information is provided on an "as is" basis without warranties of any kind, express or implied. We do not warrant that information is accurate, complete, current, or fit for any particular purpose. Always verify directly with your insurance provider.

To the maximum extent permitted by law, SmartSolveInsurance and its operators are not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to use of this service.

These terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles. Any dispute arising from use of this service shall be resolved exclusively in the courts located in Delaware.

We may update these terms from time to time. Continued use of the service after changes constitutes acceptance of the updated terms.